A future solution that reinvents itself.
La Mondiale’s General Fund has long been managed according to a transparent and prudent management policy, seeking to protect our policyholders’ interests over time by avoiding an accelerated dilution of yield while maintaining a high-quality, primarily fixed-income portfolio.
Preserve the historical wealth of La Mondiale's General Fund
Maintain an average bond rating of A+
Ensure long-term investment diversification
As a leading socially responsible institutional investor, La Mondiale has integrated and gradually strengthened environmental, social and governance criteria in its stock selection. For example, for several years, assets linked to tobacco, weapons or coal have been excluded from investments, and more than 50% of the Group’s real estate assets are HQE (High Environmental Quality) certified.
Fixed income (bonds and money-market instruments)
Bond coupons are the main source of revenue. As of 31 December 2023, our bond portfolio was composed of 58% corporate bonds and 42% government bonds. In a turbulent economic environment, security is guaranteed by a broad geographical and sectoral diversification (399 issuers) and a notably high credit quality (average rating: A+).
Equities
Our equity investments are characterised by extensive geographical and sectoral stock diversification.
Real estate
The portfolio’s active management aims to maintain attractive rental returns over the long term.
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